What Is the Cheapest Way to Buy a Pool?

Adding a swimming pool to your backyard can be a game-changer during the hot summer months, providing endless fun, relaxation, and a boost in property value. However, many homeowners are discouraged by the assumption that pools are expensive and out of reach for the average budget. The good news is that buying a pool doesn’t have to break the bank. In fact, there are several cost-effective strategies and alternatives that can help you enjoy the benefits of having a pool without burning a financial hole in your wallet.

This article explores the cheapest ways to buy a pool, covering everything from affordable pool types and shopping strategies to installation tips and maintenance hacks. Whether you’re looking for an in-ground, above-ground, or inflatable pool, this guide will walk you through the process of making your pool dreams a reality — affordably.

Understanding Your Pool Options

1. In-Ground vs. Above-Ground vs. Inflatable Pools

Before diving into cost-saving strategies, it’s important to understand the different types of pools and their associated costs. Here’s a brief overview:

• In-Ground Pools: These are the most expensive, often costing tens of thousands to hundreds of thousands of dollars. They offer a luxurious look and high durability but require significant investment in construction, materials, and maintenance.
• Above-Ground Pools: More budget-friendly than in-ground pools, they are easier to install and usually require minimal site preparation. Costs can range from $1,500 to $15,000 depending on size, materials, and features.
• Inflatable Pools: These are the most affordable option, with prices ranging from under $100 for small splash pools to $3,000–$4,000 for large, durable models. They are easy to set up and take down, making them ideal for seasonal or temporary use.

2. Diving Into the Cheapest Pool Type

If your goal is to find the cheapest way to buy a pool, go straight to the inflatable pool or basic above-ground options. Inflatable pools are the most affordable entry point, especially for families on a tight budget or those who don’t plan to use a pool year-round.

Where to Shop for the Most Affordable Pools

1. Retail Stores and Online Marketplaces

One of the easiest ways to save money when buying a pool is to purchase from cost-effective retailers. Here are several places to start your search:

• Walmart: Offers a great selection of inflatable and small above-ground pools at competitive prices.
• Amazon: Has a wide variety of pools, including top-rated models from brands like Intex and Bestway. Prices are often discounted, and customer reviews help in making informed decisions.
• Home Depot: A reliable source for higher-end above-ground pools and necessary installation accessories.
• Costco: May carry seasonal deals on larger pool kits with added extras like filters and ladders.

2. Secondhand Pools: A Hidden Gem

Buying used is a smart way to get more pool for less money. Many people sell above-ground pools when moving or upgrading, and these often come in excellent condition.

Places to find secondhand pools include:

• Craigslist
• Facebook Marketplace
• Local pool dealers (some re-sell or refurbish used units)

When purchasing secondhand, always inspect the liner, filter, pump, and frame for wear and tear. Buying from reputable sellers or verified online listings helps minimize risks.

3. Pool Kits: More Bang for Your Buck

Purchasing a complete pool kit is usually more cost-effective than buying components separately. Pool kits typically include:

• Pump and filter
• Ladder
• Pool cover
• Ground cloth
• Chemical kit (for some models)

Brands like Intex and Bestway provide all-in-one pool kits starting as low as $300 to $600 for small inflatable or metal-framed pools. Buying a kit ensures you get all essentials in one go without missing parts that would require extra spending.

Installation Tips to Save Money

1. DIY vs. Professional Installation

One of the biggest expenses in pool ownership is installation. To minimize costs, it’s best to go the DIY route if possible.

Most above-ground and inflatable pools can be assembled without professional help. The key is to carefully read the instructions, gather the necessary tools, and set aside time for setup. Dedicated DIYers can save hundreds to thousands of dollars by installing a pool themselves.

2. Preparing the Site on a Budget

Proper site preparation is essential to ensure stability and longevity. Here’s how to keep costs low:

• Use a flat, grassy or dirt area — concrete pads can be expensive.
• Level the ground using a hand tamper and basic tools instead of hiring equipment.
• Use a pool floor protector under inflatable pools to prevent punctures.

Keep preparations simple but thorough. A little elbow grease and planning can spare you from paying for expensive site leveling or foundation work.

3. Buying in the Off-Season

Timing your purchase can also lead to big savings. Retailers often put pools on sale in the off-season — typically late fall and early winter — to clear inventory.

For example:

This is an especially effective strategy for pool owners who can store their pool until the next season, avoiding the peak demand inflation in retail prices.

Cheapest Pool Features and Accessories

1. Pool Covers

Pools need to be covered when not in use to prevent contamination and evaporation. A cost-effective alternative to a pricey pool cover is using a lightweight tarp secured with bungee cords or weights.

• Intex pool covers (used): $40–$60
• Inflatable pool tarps: As low as $10

2. Pumps and Filters

The pump and filter system is crucial for maintaining water hygiene. However, buying a high-end system is not always necessary.

For smaller inflatable or kiddie pools, a simple sand or cartridge filter with a low-end pump (under $100) is sufficient. For larger above-ground pools, mid-range filters ($150–$300) provide adequate filtration without the expense of high-end models.

3. Pool Maintenance Tools and Chemicals

Chemical costs can add up over time, but there are ways to cut back:

• Use test strips instead of expensive digital testing kits.
• Buy in bulk from pool specialty stores or online.
• Stick with basic chlorine tabs and algaecide for regular maintenance.

Saving on accessories doesn’t mean compromising safety or cleanliness. With the right approach, you can keep maintenance costs down while still keeping the pool clean and safe.

Cost of Pool Ownership: Beyond the Initial Purchase

1. Water and Electricity Bills

Owning a pool will naturally increase your water and electricity bills due to the pump and filter being in use. Using a timer to regulate filters and covering the pool to minimize evaporation can cut costs.

2. Chemical Costs

Pools require ongoing chemical maintenance to keep water sanitary. The cost can vary depending on usage, size, and water quality. Expect to spend between $50–$150 per season for smaller pools and more for larger ones.

Here’s a look at typical annual chemical costs by pool type:

• Inflatable Pool: $50–$100
• Small Above-Ground Pool: $100–$150
• Large Above-Ground or In-Ground Pool: $200–$500+

3. Repair and Lifespan

Lower-priced pool types tend to be less durable over time. Expect inflatable pools to last 2–5 years depending on care and use, while durable above-ground models can last 10–15 years.

Budget-Friendly Bonus Tips

1. Add Accessories as Needed

Many pool kits include all the basic accessories you need for operation. Don’t overspend on extras like floating loungers, pool toys, or fancy ladders unless they’re essential. Wait until you have a budget surplus before upgrading to luxurious pool accessories.

2. Use the Pool Effectively

Enjoy the pool you have without the pressure of upgrading frequently. Families can use a kiddie pool for summer fun without spending thousands on larger versions. Creativity and resourcefulness can make even the simplest pools feel luxurious.

3. Keep Safety Simple

Safe pool usage doesn’t have to be high-tech or expensive. Use basic yet effective safety measures like:

• Proper adult supervision.
• A simple pool fence or barrier.
• Life jackets for younger children.

Tip:

Many cities offer free or subsidized pool safety education programs — take advantage of these affordable resources.

Conclusion: The Cheapest Way to Buy a Pool

Purchasing a pool on a budget is not only possible; it’s entirely doable with careful planning, timing, and smart shopping decisions.

The cheapest way to buy a pool generally involves opting for an inflatable or basic above-ground model, purchasing secondhand or during off-peak seasons, and handling installation yourself. Combine these strategies with cost-effective maintenance and accessory choices, and you can enjoy your backyard oasis for a fraction of the usual price.

Whether you’re a first-time buyer, a parent looking for affordable summer fun, or simply someone on a budget, the tips provided in this guide should help you make a smart and money-saving pool purchase today.

What is the cheapest type of pool to buy?

The cheapest type of pool to buy is typically an above-ground pool. These pools come in various sizes and styles, including inflatable and metal or polymer walled models. Inflatable pools are the most affordable, often costing just a few hundred dollars, while more durable above-ground models with metal frames can range from $1,000 to $3,000. These types of pools are easy to install and require minimal site preparation, which significantly cuts down on labor costs.

For those seeking a more permanent option, small kiddie pools or collapsible splash pools are even more budget-friendly, though they are limited in size and functionality. However, for basic swimming needs and seasonal use, these models can provide hours of enjoyment without a large financial commitment. Keep in mind that while they are cheap to buy, maintenance costs for water treatment and accessories like pumps and filters may add up over time.

Can I buy a used pool to save money?

Yes, buying a used pool can be an effective way to save money. Many homeowners sell their above-ground pools when relocating or deciding they no longer need one. Online marketplaces like Craigslist, Facebook Marketplace, and local classifieds can be great places to find secondhand pools at a fraction of the original price. Purchasing used can also include accessories such as filters, pumps, and ladders, which can further reduce costs.

However, it’s important to inspect a used pool carefully before buying. Check for any signs of wear, such as rust, cracks, or leaks, especially in the walls and liner. If possible, ask the seller about the pool’s history, including how long it was used and why it’s being sold. If everything looks good, buying a used pool can be a cost-effective method to start enjoying a backyard pool without investing in a brand-new model.

Are there any additional costs I should consider when buying a cheap pool?

Yes, while the initial purchase price of a pool might seem low, there are several additional costs to consider. These include water treatment chemicals like chlorine or bromine, a filter pump system, cleaning tools, and possibly a pool cover. Over time, these maintenance items can add up. Additionally, if you opt for a larger above-ground pool, you might need to invest in a ground leveling kit or sand base to ensure proper installation and longevity.

Another often overlooked expense is energy and water usage. Filling a large pool can significantly increase your water bill, and running a filtration system on a daily basis adds to your electricity usage. There’s also the potential need for repairs, especially if you buy a used or inflatable model. Being aware of these extra costs can help you budget more effectively and avoid unexpected expenses.

Is it cheaper to buy a pool during a specific time of year?

Yes, it can be cheaper to buy a pool outside of the peak swimming season. Typically, the best time to purchase a pool is in late summer or early fall when demand is lower and retailers are trying to clear out inventory. Some stores also offer discounts in early spring, but the biggest deals tend to appear after the summer rush when companies are eager to reduce stock. Seasonal sales, end-of-season clearance events, and holiday weekends like Labor Day can offer significant savings.

In addition, shopping online can provide access to broader deals and customer reviews that may help in making a more informed decision. If you’re patient and plan ahead, buying a pool off-season could mean getting the same model at a much lower price. Just remember that if you make an off-season purchase, you may also need to wait until the weather warms up before you can install and use the pool.

Can I save money by installing the pool myself?

Yes, installing the pool yourself can lead to significant savings, especially when it comes to labor costs. Many above-ground, inflatable, and even some soft-sided temporary pools can be installed without professional help, especially if the manufacturer provides clear instructions. Self-installation also gives you the flexibility to choose your timeline and customize setup to suit your backyard layout.

However, while DIY installation can save money, it requires time, attention to detail, and physical effort. It’s essential to follow instructions carefully to ensure the pool is level and properly secured. Errors during installation can lead to leaks, structural damage, or even safety hazards. If you’re not confident in your ability to install the pool correctly, it may be worth hiring a professional, even at an added cost, to avoid future headaches.

Are there any alternatives to owning a pool that are more affordable?

For those who want the experience of swimming without the cost and maintenance of owning a pool, there are several more affordable alternatives. One option is using community pools, either through public recreation centers, schools, or neighborhood associations. These pools are often available for a small daily or seasonal fee and can provide the same benefits without the need for installation or maintenance.

Another option is enjoying natural bodies of water, such as lakes, rivers, or beaches during the swimming season. Many regions have free or low-cost access to swimming areas that offer a refreshing and scenic alternative to man-made pools. Both options eliminate the need for chemicals, cleaning, and repair work, making them budget-friendly for those who are satisfied with periodic swimming rather than daily backyard access.

Can I cut costs by purchasing pool accessories separately?

Yes, purchasing pool accessories separately can help reduce overall costs. Sometimes buying a pool kit that includes a filter, pump, ladder, and cover can be more expensive than buying these items individually. Shopping around allows you to compare prices, read reviews, and pick only what you need without paying for unnecessary add-ons.

Additionally, purchasing accessories separately can help you prioritize quality where it matters most. For example, you might choose a higher-quality filter pump to save on maintenance and energy use over time, while selecting a more affordable pool cover. This approach allows you to customize your swimming experience and make budget-conscious decisions without sacrificing safety or functionality.