Investing in a swimming pool can significantly enhance your home’s appeal and provide countless hours of recreation and relaxation. However, one of the biggest concerns for many homeowners is the cost. Pool installation can easily run into tens of thousands of dollars, especially if you’re considering traditional in-ground models. Fortunately, there are several cost-effective alternatives and smart strategies you can use to enjoy your own refreshing retreat without breaking the bank. In this article, we will explore the cheapest ways to install a pool, from temporary solutions to affordable in-ground options, while helping you understand the benefits and trade-offs involved.
Why Consider Budget-Friendly Pool Options?
Before diving into specific types of budget pools, it’s worth considering why affordability matters. For many families, especially those with limited outdoor space or those in regions with seasonal climate shifts, spending $50,000 or more on a standard in-ground pool doesn’t make sense. Fortunately, today’s market offers more flexibility than ever before, allowing you to find a pool solution tailored to your budget, lifestyle, and long-term goals.
What Factors Influence Pool Installation Costs?
Understanding the cost factors can help you make an informed decision and prioritize where you can save the most money. Some of the primary cost drivers include:
- Pool type – In-ground pools typically cost more than above-ground or portable models.
- Size and materials – Larger pools or those made from premium materials like fiberglass or natural stone will increase expenses.
- Location and terrain – Installation costs can vary depending on your backyard layout, soil type, and local building restrictions.
- Permitting and labor costs – Fees for permits and the complexity of labor often play a major role in overall expenses.
- Additional features – Water features, lighting, decking, and filtration systems can quickly raise the cost of a project.
Keeping these variables in mind, let’s look at the most affordable pool options and what makes them a practical choice for cost-conscious homeowners.
1. Above-Ground Pools: The Most Affordable Option
Of all the possible ways to install a pool cheaply, the most immediate and effective method is to go with an above-ground pool. These types of pools sit on the surface of your yard and are usually supported by metal, resin, or wood frames.
Types of Above-Ground Pools
| Type | Description | Price Range |
|---|---|---|
| Steel Wall Pools | Most common type with aluminum or galvanized steel walls. Durable and available in various sizes. | $1,000–$4,000 |
| Resin Wall Pools | Offers greater rust resistance and a modern look but slighter more costly than steel. | $2,000–$5,000 |
| Hybrid/Composite Wall Pools | Combine the best of both worlds—corrosion resistance and greater durability. | $2,500–$6,000 |
Pros and Cons of Above-Ground Pools
- Pros:
- Lower installation costs (often DIY-friendly).
- Minimal earthwork or structural changes.
- Easier to winterize and dismantle if needed.
- Can be installed quickly, often within days.
- Cons:
- Generally not as aesthetically pleasing as in-ground pools.
- Have higher maintenance due to exposure.
- May not add significant resale value to your house.
- More susceptible to weather damage over time.
Tips to Lower the Cost of Above-Ground Pools
- Purchase during off-season (late fall or winter) when retailers discount inventory.
- Opt for standard sizes instead of custom models.
- Install it yourself to avoid labor charges (if you’re handy).
2. Intex Easy Set and Inflatable Pools: Ultra-Budget-Friendly Solutions
If you’re looking for the absolute cheapest pool option, inflatable and Intex Easy Set pools deliver instant gratification without a significant upfront investment.
Overview of Inflatable and Easy Set Pools
These pools are typically round structures with a vinyl liner and inflatable ring at the top. They don’t require any permanent installation—just placement on a flat surface and you’re ready to fill with water.
Typical Price Ranges for Inflatable Pools
- Small kiddie pools: $20–$100
- Large family-sized (up to 20 ft diameter): $150–$800
- Premium inflatables with filtration systems: $300–$1,000
Pros and Cons of Inflatable and Easy Set Pools
Pros:
- Extremely low initial cost.
- Quick and easy setup anywhere.
- No need for permits or foundations.
Cons:
- Very short lifespan (1–3 seasons on average).
- Not suitable for heavy or regular adult use.
- Difficult to maintain consistent water temperature.
Inflatable pools work best as temporary setups for backyard summer use and are perfect for families with small children or those wanting to test the waters before committing to something more permanent.
3. Portable or Pop-Up Pools: Quick-and-Easy Temporary Pools
Another budget option gaining popularity in recent years is the portable, often foldable swimming pool. These pools typically feature metal or hard plastic frames that allow for easy assembly and disassembly.
Features of Portable Pools
- Often square or oval shaped
- Set-up time: 30 minutes to 2 hours
- Capacity: usually designed for 4–12 people
- Easy to store for seasonal use
Just like inflatable models, they are best used temporarily and may not be ideal for year-round enjoyment but are perfect for cooling off during warm weather.
Best Brands for Permanent Pool Alternatives
- Intex (various price points)
- Bestway (durable and stylish models)
- Summer Waves (good alternative to high-end portable setups)
- Lifetime Steel Frame Pools (offer better longevity than traditional portable options)
4. Semi-In-Ground Pools: A Strategic Middle Ground
If you’re looking for something with a more permanent, built-in appearance but don’t want to bear the full cost of an in-ground pool, a semi-in-ground pool may be the perfect compromise.
What Are Semi-In-Ground Pools?
Semi-in-ground pools are installed partially in the ground and partially above ground. This typically involves some landscaping and digging, but not as much as a full excavation and foundation required for traditional in-ground installations.
Pros:
- More visually appealing than above-ground pools
- Easier to maintain than portable setups
- Greater water depth for swimming and diving
- Suitable for sloping or uneven land
Cons:
- Slightly higher cost (~$8,000–$18,000) compared to above-ground
- Requires permits and foundation work
- Often needs professional installation
How to Save on a Semi-In-Ground Pool
- Choose a local dealer who offers promotions
- Go with a non-luxurious shape (like oval instead of freeform)
- Opt for vinyl liners instead of fiberglass or concrete
This hybrid model provides a solid middle point between affordability and aesthetics and often makes sense for those considering a long-term backyard fixture without heavy investment.
5. DIY Pool Construction: Cheapest Way with Added Effort
If you’re particularly handy, a DIY pool build might be an adventurous and budget-friendly route to consider. Depending on the type, you can save on labor by installing everything yourself.
Types of DIY-Friendly Pools
Below are the most viable for a DIY project:
- Pre-fabricated above-ground kits
- Kits for converting Intex Easy Set pools into semi-permanent installations
- Steel frame above-ground pools
What You’ll Need for a DIY Pool Setup
| Item | Purpose |
|---|---|
| Level ground | Essential for above-ground installations to prevent leaning or water imbalance |
| Skimmer and pump | Necessary for filtering the water and maintaining cleanliness |
| Landscaping materials | Optional: for improving aesthetics via surrounding decks or walkways |
| Chemicals and accessories | For sanitizing and long-term maintenance |
Pros and Cons of Building a Pool Yourself
Pros:
- Save on labor (which can be 30% or more of the total cost)
- Control the timeline and quality of work
- Customize parts and installation plan
Cons:
- Risk of errors affecting performance and safety
- Labor-intensive work (may not be suitable for all ages or skill levels)
- Still need expert consultation for specific parts (like pool wiring or plumbing)
This option works best for homeowners who have time, basic mechanical skills, and the willingness to tackle significant weekend projects.
6. Stock Tanks and DIY Concrete Pools: Creative Alternatives
Creative homeowners have started exploring unique, unconventional, and very eco-friendly or rustic-oriented cheap pool options, which combine affordability and utility in exciting ways.
Stock Tank Pools
Originally made for agriculture, large steel water troughs have become an unexpected hit in the DIY community as backyard pools.
Key Features:
- Typically 8–12 feet in diameter
- Cost: $800–$2,500 (depending on size and modifications)
- Requires minimal setup: just leveling, filling, and filtration
These “cattle tank pools” are highly photogenic, durable, and ultra-affordable. With a small pump or even a garden hose and float thermometer, this is a surprisingly practical summer-only option.
Simple Concrete Shell DIY Pools
A small concrete pouring DIY project for a shallow in-ground pool can cost thousands less than a standard gunite installation.
Pros:
- Very low cost compared to full in-ground installations
- Durable and can last 20+ years
- Easily customizable to fit your backyard space
Cons:
- Permits and proper digging equipment are required
- Time-consuming and labor-intensive
- May not be approved by HOA or local authorities
These options combine affordability with functionality and can be ideal if you’re aiming for a rugged, outdoor oasis.
7. Financing Tips: Stretch Your Budget without Overspending
Even with affordable alternatives, a pool can still represent a major investment. Here are some ways to make your budget go further without compromising quality.
1. Off-season Purchases and Installations
Many pool dealers sell off inventory at huge discounts during fall and even into early winter. This is a prime time to buy pool kits, liners, and equipment inexpensively.
2. Compare Multiple Suppliers and Contractors
Don’t go with the first option you see. Whether you’re looking to buy a pre-made vinyl pool or hire an installer for a concrete base, shopping around ensures you find the best value.
3. Buy Refurbished or Used Components
From secondhand above-ground pool kits to used pumps and filters, there are many reputable sources online (e.g., Craigslist, Estate Sales, Facebook Marketplace) where you can find high-quality materials at substantial discounts.
4. Look into Swimming Pool Grants and Tax Rebates
While rare, some municipalities or local organizations may provide incentives or subsidies, especially for eco-friendly pool setups (such as solar-heated pools or energy-efficient filtration systems). Be sure to check with local authorities or consumer groups.
5. Keep Aesthetic Improvements Simple
You don’t need a tile surround or a full decking system in the first year. By opting for budget-friendly landscaping like gravel walkways, synthetic grass, or pallet wood decking, you can greatly reduce the look’s expense without skimping on beauty.
Conclusion: Finding the Perfect Affordable Pool for You
From above-ground pools and inflatable setups to creative DIY stock tank solutions, there are many ways to enjoy a pool at a fraction of typical in-ground prices. Your choice should depend on factors like your budget, intended season of use, available space, and the kind of aesthetic you’re aiming for. If you are willing to put in a little effort or go with a more modest design, you can install a pool yourself for under a thousand dollars or build a durable, semi-deep plunge pool for just a few thousand.
Remember, it’s also important to factor in long-term maintenance costs and durability. An affordable pool now might cost you more later if it breaks down quickly or needs replacement. Evaluate how many years of use you expect and align your choice with that. The key is to balance cost with value—your backyard swimming option should be not only cheap but smart, enjoyable, and sustainable.
Whether you’re looking for a refreshing dip for the kids, a relaxing tub to unwind in the evenings, or a water exercise feature for gentle summer routines, the cheapest way to put in a pool isn’t always a question of sacrificing quality—it’s simply about choosing the option that best complements your lifestyle and budget. Your backyard oasis awaits without the hefty price tag.
By understanding the options, comparing features, and strategizing to cut costs without compromising enjoyment, you can confidently turn your backyard into a summer paradise without breaking the bank.
What are the cheapest types of pools to install?
The cheapest types of pools to install are typically above-ground pools, followed by inflatable pools and portable pools. Above-ground pools are more durable and can last many years with proper maintenance, making them a popular budget-friendly option. These pools come in various sizes and styles and can be installed without extensive excavation or concrete work, which significantly lowers the overall cost.
Inflatable and portable pools are even more affordable but are generally less durable and suited for temporary or seasonal use. While they can be a great option for those who want a low-cost, short-term solution, they usually require replacement every few years. Choosing the right type of pool depends on your budget, how long you plan to use it, and how much maintenance you’re willing to do.
How much does it cost to install an above-ground pool?
On average, the cost to install an above-ground pool ranges from $1,500 to $15,000, depending on the size, materials, and additional features like decking or fencing. Basic kits that include the pool structure, filter, and pump typically start around $1,500 and can go up depending on the quality and brand. The size of the pool will also affect the price significantly, with larger models requiring more materials and potentially more labor.
Installation cost contributions will depend on whether you choose to do it yourself or hire a professional. DIY installation can reduce labor costs, but it may not be the best choice for uneven ground or more complex setups. Additional features like sand or gravel bases, steps, and water chemicals will also contribute to the total price, but even with optional extras, above-ground pools remain the most affordable pool option.
Are there ways to save money on pool installation by doing it yourself?
Yes, doing some of the work yourself can significantly reduce the overall cost of pool installation. Tasks such as preparing the site, leveling the ground, and assembling the pool can often be performed without hiring professionals. Many pool kits come with clear instructions and require only basic tools, making them accessible for DIY enthusiasts with some mechanical aptitude.
However, it’s important to assess your capabilities before committing to a complete DIY installation. Mistakes in leveling, filtration setup, or water circulation can end up leading to extra costs in the long run. If the project seems too complex, it may be better to hire a professional or at least consult with one before beginning. The key is striking a balance between doing as much as you can while avoiding expensive errors.
What additional costs should I consider when installing a budget pool?
In addition to the pool and installation, you should budget for filtration systems, chemicals, safety equipment, and ongoing maintenance. Filtration systems and pumps are often included in pool kits, but they may need to be upgraded or replaced after a few years. Chemicals for maintaining water cleanliness will also be a recurring expense throughout the swimming season.
Other costs include safety features like fences or pool covers, which may be required by local regulations, and any landscaping or decking around the pool area. Maintenance tasks such as cleaning, testing water balance, and winterizing the pool are also necessary, and hiring a professional for these tasks will add to the overall expense. Even with a budget pool, planning for these ancillary costs will ensure your investment lasts longer while remaining safe and enjoyable.
Where is the best place to buy affordable pool kits?
You can find affordable pool kits at major home improvement retailers like Home Depot, Lowe’s, and Walmart, as well as online marketplaces like Amazon and eBay. These retailers offer a variety of options in different shapes, sizes, and materials, allowing you to shop around for the best deal. Seasonal sales, particularly at the start of summer, can also provide additional discounts.
Additionally, purchasing directly from manufacturers or specialized pool suppliers may lead to lower prices or better quality. Some companies offer bundled packages that include everything from the pool structure to filters and maintenance kits. Before purchasing, be sure to read reviews, compare features, and verify warranty options to make sure the product meets your expectations and long-term needs.
Can I install an affordable pool without professional help?
Yes, it’s entirely possible to install an affordable pool without hiring professionals, especially if you’re installing an above-ground or inflatable model. Many affordable pool kits are designed for DIY assembly with clear instructions and require only basic tools and some preparation. If you have experience with hands-on projects and have time to dedicate to the setup, you can save significantly by opting for a DIY approach.
However, success depends on careful planning and patience. You’ll need to prepare a level and stable base, assemble the pool components correctly, and ensure your filtration and circulation systems function properly. If the ground is uneven or challenging, you may need help leveling the site or sourcing materials. Be ready to troubleshoot minor issues, and consult online guides or forums for helpful tips from others who have completed similar installations.
Are there long-term savings with budget-friendly pools?
While budget-friendly pools generally have lower upfront costs, their long-term savings depend on the type of pool, your climate, and your maintenance habits. Many affordable above-ground pools can be more energy-efficient than in-ground pools, especially if you use a solar cover or install a low-energy pump. Operating costs such as electricity and chemicals remain relatively consistent regardless of pool type, but the ability to drain and store a portable pool in colder months can reduce seasonal usage costs.
Maintenance also plays a major role in long-term affordability. Cheaper pools may feature more affordable components, but poor-quality filters or pumps might need more frequent replacement. Similarly, lack of insulation or durability may result in higher repair costs. Taking extra steps such as winterizing the pool, regular water testing, and preventative maintenance can preserve the pool’s lifespan while maximizing long-term savings.