If you’ve ever dreamed of having your own backyard pool but were deterred by high costs, you’re not alone. Traditional in-ground pools can easily cost tens of thousands of dollars, making them inaccessible for many homeowners. However, building a pool doesn’t have to break the bank. Today, there are several affordable options that provide cool relief and backyard enjoyment without the hefty price tag.
In this article, we’ll explore the cheapest type of pool to build, assess different types of budget-friendly backyard pools, and provide tips to cut costs further without compromising on quality or safety. Whether you’re looking to install a pool for relaxation, exercise, or family fun, by the end of this guide, you’ll have a clear understanding of how to get the most pool for your money.
Understanding Pool Costs: What Determines the Price?
Before diving into the cheapest options, it’s important to understand the factors that affect pool construction costs:
- Pool type – In-ground, above-ground, and semi-inground options vary widely in price.
- Size and depth – Larger and deeper pools require more materials and labor.
- Materials – Vinyl, fiberglass, concrete, and alternative materials each have different costs.
- Site preparation – Excavation, leveling, and soil conditions can influence the total cost.
- Permits and regulations – Local zoning laws and permit fees vary by location.
- Extras and features – Add-ons like decking, lighting, filtration systems, and fencing add to the cost.
With that in mind, let’s break down the most affordable pool options available today.
The Cheapest Pool Types: An Overview
When considering cost-effectiveness, the following pool types typically come in at the lowest price points:
- Inflatable pools
- Intex above-ground pools
- Stock tank pools
We’ll take a look at each in more detail to compare pricing, durability, and suitability for different lifestyles.
Inflatable Pools: The Budget-Friendly Starter Option
Inflatable pools are often the first image that comes to mind when thinking of affordable backyard water features. These portable pools come in a wide range of sizes and are typically made from durable PVC or vinyl.
Pros of Inflatable Pools:
- Low upfront cost – Prices start at around $50 for small kiddie pools to around $1,000 for larger family-sized models.
- No permits required – Many municipalities do not require permits for inflatable pools under a certain depth (often 24 inches).
- Easy installation – Most models can be set up in under an hour with no professional help.
- Removable and relocatable – Great for renters or those who may want to move the pool in the future.
Cons of Inflatable Pools:
- Durability issues – The material can be punctured easily, and the life span is typically short (1–3 seasons).
- Limited functionality – Not suitable for vigorous swimming or diving; better for lounging and cooling off.
- Less aesthetic appeal – Often viewed as temporary or unsightly in upscale neighborhoods.
Inflatable pools are ideal for those on a tight budget and with minimal space or long-term commitment. They are especially popular for families with young children or as seasonal installations.
Intex Above-Ground Pools: The Durable DIY Option
For those seeking better durability and size without a huge investment, Intex above-ground metal frame pools are an excellent next step. These are often made with a steel or aluminum frame and reinforced PVC liners. They come in both round and rectangular shapes and typically require minimal construction.
Pros of Intex Above-Ground Pools:
- More durable than inflatable pools – The metal framework provides stability and extends the life of the pool.
- Average installation cost: $500–$2,500 – Depending on size, ranging from small 10-foot pools to 18×9-foot rectangular models.
- Easy to clean and maintain – Most models are compatible with standard pool equipment and filtration systems.
- Reusability and easy disassembly – You can take them down and store them during winter or relocation.
Cons of Intex Pools:
- Still considered temporary – May not significantly increase property value.
- Site preparation required – Needs a level and sturdy base for installation.
- Less customization and aesthetics – Can look less refined compared to traditional above-ground or in-ground pools.
Despite some limitations, Intex above-ground pools deliver an excellent balance between cost and functionality, making them one of the most popular cheap pool options available.
Stock Tank Pools: The Rustic Farmhouse Favorite
Originally designed for livestock, metal stock tanks have gained popularity as backyard pools, especially in rural or rustic-themed environments. These circular metal tanks often hold around 1000–1500 gallons of water and can offer a fun, novel way to cool off during summer.
Pros of Stock Tank Pools:
- Very affordable – Ranging from $100 to $500, depending on size and quality.
- Sustainable option – Many owners source second-hand units, making this an eco-friendly choice.
- Quick installation – Requires little to no excavation, and water can be filled with a garden hose.
- Unique aesthetic – Can blend well with farmhouse, western, or industrial-themed backyards.
Cons of Stock Tank Pools:
- Limited depth – Not suitable for full-body swimming.
- Metal conducts heat – Water can get too warm on sunny days and requires frequent refreshing.
- Durability concerns – Prone to rusting if not maintained or sealed properly.
Stock tanks are best suited for individuals looking for a cooling-off spot rather than a serious swimming pool. Their low cost and quick setup time make them very appealing, especially for smaller yards.
Comparing Costs: Pool Types Side by Side
To give you a clear sense of expected costs, here’s a breakdown comparing the cheapest options with more traditional pool types:
| Pool Type | Average Cost | Installation Time | Lifespan |
|---|---|---|---|
| Inflatable Pool | $50 – $1,000 | Under 1 hour | 1–3 years |
| Intex Above-Ground Metal Frame Pool | $500 – $2,500 | 1–3 days | 5–12 years |
| Stock Tank Pool | $100 – $500 | Same day | 1–5 years (with maintenance) |
| Traditional Above-Ground Pool | $2,500 – $20,000 | 3–7 days | 15–25 years |
| Fiberglass In-Ground Pool | $25,000 – $50,000 | 1–2 weeks | 25+ years |
| Concrete In-Ground Pool | $40,000 – $100,000+ | 6+ weeks | 30+ years |
| Vinyl Liner In-Ground Pool | $25,000 – $55,000 | 3–6 weeks | 10–15 years (plus liner replacements) |
As you can see, the cheapest type of pool to build is either the inflatable pool, especially for short-term recreational use, or the steel/Intex above-ground pool, which still offers more durability and long-term value while remaining budget-friendly.
Maximizing Pool Value: Features Without the Expense
Affordability doesn’t mean you have to sacrifice quality or enjoyment. A few smart choices can help you stretch your budget further while enhancing your pool experience:
Saving on Installation and Landscaping
Here are a few ways to cut costs during installation:
- DIY installation – Many above-ground and Intex pools can be installed without professional help, saving thousands in labor costs.
- Opt for a flat site – Choosing a naturally level area avoids expensive excavation.
- Use existing concrete or decking – Instead of adding new decking, install the pool on an existing paved area to reduce costs.
Choosing Affordable Pool Accessories
Even with a low-cost pool, you can elevate comfort and safety with:
- Basic pool skimmer and filter – A small pump and debris net can extend the life of your pool water.
- Insulated pool cover – Helps retain heat and reduce evaporation for longer enjoyment.
- Water testing kits – Keep your pool safe and hygienic without hiring professionals to test chemicals.
Planning for the Long Term: Is It Worth Investing More?
While saving money now is essential, it’s also wise to consider long-term costs. Cheaper pools may require frequent replacements or maintenance, which can add up over time. In contrast, investing in a slightly more expensive option, like a basic above-ground pool, could prove more cost-effective over the years due to durability and ease of maintenance.
Break-Even Analysis
Let’s say you buy a $500 inflatable pool that lasts one summer. If you need a new one every year, your five-year cost becomes $2,500. Meanwhile, a $2,000 Intex metal-frame pool that lasts ten years averages out to only $200 per year – significantly more cost-effective.
This demonstrates the value of choosing a slightly more expensive but durable option even if your initial goal was to build the cheapest type of pool.
Upgrades and Add-ons with Minimal Cost
You can enhance your pool experience with minimal investment:
- Add solar pool heating – Affordable solar blankets or DIY solar heaters can extend your swimming season without breaking the bank.
- DIY landscaping – Use potted plants or stone borders to improve aesthetics for under $200.
- Repurpose old items – Turn wine barrels into table planters, or use wooden pallets for lounge chairs or a simple shade canopy.
These tips allow even the most budget-conscious pool owner to enjoy a backyard oasis that feels customized and luxurious without paying luxury prices.
Common Mistakes to Avoid When Installing a Cheap Pool
Building the cheapest type of pool doesn’t mean cutting corners in ways that could compromise safety or enjoyment. Here are some pitfalls to avoid:
Ignoring Safety Requirements
Even small pools can pose a drowning risk, especially to young children. Always:
- Supervise pool use – Never leave untrained swimmers unsupervised.
- Drain water when unused – Reduce risk by emptying inflatable pools when no one is using them, especially overnight.
- Install basic barriers – Temporary fencing can provide a layer of safety at minimal cost.
Overlooking Maintenance Needs
Cheaper doesn’t equate to maintenance-free. Without care, your pool may deteriorate faster or become unsanitary. Basic steps include:
- Regular cleaning – Skimming debris, scrubbing walls, and using a basic filter keeps water clean.
- Water balance treatment – Using chlorine tablets or bromine systems helps maintain safe water conditions, especially for longer-term use.
Misjudging Long-Term Value
While saving money initially is appealing, always weigh the long-term costs. A $100 option that lasts only a few weeks might not be the best value. Consider:
- Comparing price per year of use
- Looking at durability ratings and user reviews
- Factoring in storage and portability – Consider if you’ll use the pool year after year, especially with seasonal climates
Who Should Go for the Cheapest Pool Options?
The cheapest pool isn’t right for everyone, but it can be perfect for:
- Renters – Those who can’t make permanent landscape changes or commit long-term.
- Small families or individuals – Especially those with limited backyard space.
- Seasonal residents – Snow birds, summer homeowners, or vacation property owners.
- Budget-focused swimmers – Those who prioritize affordability over luxury features.
If you’re looking for a permanent, aesthetically pleasing, and high-functioning pool, then it may be worth investing in a more expensive type. However, if you’re primarily interested in cooling off and having a backyard recreational option without a large investment, the cheapest pool options offer a compelling value.
Conclusion: The Cheapest and Best Option for You
The cheapest type of pool to build is ultimately determined by your budget, space, usage intentions, and long-term goals. In summary:
- Inflatable pools are best for those seeking the lowest upfront cost and minimal commitment.
- Intex metal-frame above-ground pools offer the best combination of affordability, structure, and usability.
- Stock tank pools provide a rustic charm and ease of installation at minimal cost.
Each of these options presents a way to enjoy backyard swimming without the massive price tag of traditional in-ground pools. By making informed choices and maintaining your pool properly, you can enjoy summers filled with fun, relaxation, and relief on a budget.
Whether you go with a quick-fill inflatable for the kids or a sleek steel frame pool for the whole family, building a pool that fits your financial constraints is absolutely achievable. The key is to balance affordability with usability, durability with design, and savings with safety. So start planning your backyard oasis today — and make the most of your summer in budget-friendly style.
What is the cheapest type of pool to build?
The cheapest type of pool to build is typically an above-ground pool. These pools are more affordable than in-ground options because they require less labor, minimal excavation, and fewer materials. Above-ground pools can range from basic steel or aluminum models to more durable and visually appealing vinyl or polymer-lined versions. Depending on the size and features, these pools offer a cost-effective solution for homeowners seeking a backyard pool without a large investment.
Another budget-friendly alternative is a stock tank pool, which has become increasingly popular due to its simplicity and low cost. Originally designed for livestock watering, these metal tanks can be transformed into stylish and functional swimming pools with little modification. While not traditionally built like standard pools, stock tanks provide an easy DIY option and offer flexibility in terms of placement and aesthetics. Overall, these types of pools offer homeowners the most economical entry into backyard pool ownership.
Are above-ground pools durable and long-lasting?
Above-ground pools are generally less durable than in-ground pools, especially when comparing materials. Lower-end models constructed from steel frames and vinyl liners may last between 7 to 15 years, depending on maintenance and weather conditions. However, high-quality above-ground pools made with stronger materials like resin or aluminum can offer increased longevity and resistance to rust, corrosion, and wear.
These pools can be enhanced with decks, insulation, and protective covers to improve both durability and aesthetics. Proper winterization and routine maintenance, such as pH balance checks and liner care, can extend their lifespan significantly. For homeowners who don’t plan to stay in one place for decades, an above-ground pool can be a practical and relatively permanent solution that still offers many of the benefits of more expensive pool types.
What are the advantages of a stock tank pool?
Stock tank pools offer several key advantages, including affordability, simplicity, and ease of installation. Most models cost only a few hundred dollars and can often be set up in a single weekend with minimal tools and expertise. Because they are freestanding and not permanently installed, these pools provide flexibility, allowing homeowners to move or store them if necessary, making them ideal for renters or those with temporary housing.
In addition, stock tank pools can be customized to fit different styles and preferences. With the use of wood panels, stone veneers, or paint, these otherwise industrial tanks can blend into backyard aesthetics. Many users also appreciate the eco-friendly and minimalist appeal of repurposing a simple item for leisure purposes. While not suitable for deep diving or extensive swimming, stock tanks provide a surprisingly sturdy and practical option for cooling off in the summer.
What are the ongoing maintenance costs for budget-friendly pools?
Maintenance costs for budget-friendly pools like above-ground and stock tank pools are generally lower than those for in-ground pools. These pools require regular cleaning, water testing, and chemical balancing to ensure safe and comfortable swimming conditions. Basic equipment like filters, pumps, and skimmers can be affordable, and energy-efficient models are available to reduce electricity consumption.
However, it’s essential to account for potential wear and tear, particularly in the liner or frame of above-ground pools. While initial costs may be low, repairs or replacements every few years can add up over time. Stock tank pools need thorough water maintenance to prevent algae growth, and covering them when not in use can make upkeep more manageable. Overall, while budget-friendly pools are cheaper upfront, their maintenance expenses depend heavily on the materials used, how frequently they are used, and the environment in which they are installed.
Can I install an above-ground or stock tank pool myself?
Yes, both above-ground pools and stock tank pools are well-suited for DIY installation. Many above-ground pool kits come with detailed instructions and require only basic tools and skills. The installation process usually involves leveling the ground, assembling the frame, and installing the liner and pump system. For homeowners comfortable with basic construction tasks, this can be a manageable project and provide significant cost savings by avoiding professional installation fees.
Stock tank pools are even simpler to install and often require no more than finding a flat, stable surface and filling the tank with water. Adding a pump and filter system is typically optional and depends on how the pool will be used. While DIY installation saves money, it’s important to ensure that plumbing and electrical connections are handled safely and up to code when applicable. Consulting a professional for these aspects may be necessary to avoid future complications.
Are there any potential downsides to building a budget-friendly pool?
While budget-friendly pools are a cost-effective solution for backyard recreation, they come with certain trade-offs. For example, above-ground pools and stock tanks generally offer fewer aesthetic and functional options compared to in-ground concrete or fiberglass pools. They may also have lower resale value since potential buyers might view them as temporary or less desirable than more permanent structures.
Additionally, these pools may not provide the same swimming experience as deeper or larger pools. Stock tanks are particularly shallow, limiting their use for serious swimming or diving. Some local zoning laws or neighborhood associations might impose restrictions on the placement or appearance of these pools as well. For these reasons, it’s important to weigh the initial savings against potential limitations in usability, longevity, and long-term property value before choosing a budget-friendly pool.
How do I choose the best option for my budget and needs?
Choosing the best budget-friendly pool requires evaluating several factors including your budget, backyard space, intended usage, and personal preferences. For those seeking the lowest initial cost, a small stock tank pool might be the best fit, especially if it’s intended for seasonal use by children or guests. If you’re planning for a more permanent structure with extended use, investing in a quality above-ground pool with a durable frame and liner can offer better long-term value.
It’s also worth exploring local retailers, comparing online prices, and looking for sales or used models in good condition. Researching models with good reviews for ease of assembly, durability, and maintenance can help ensure you make a wise investment. Finally, considering how long you plan to keep the pool and whether you may need to relocate or upgrade in the future can guide your decision toward the best affordable option for your lifestyle and home.