If you’re considering the question, “How much should I pay for an above ground pool?”, you’re not alone. Thousands of homeowners every year are weighing the costs and benefits of installing a swimming pool in their backyard. Above ground pools are increasingly popular due to their cost-effectiveness, quick setup compared to in-ground pools, and flexibility for those who may not own their home long-term. However, choosing the right budget and understanding what exactly affects the price can help you make an informed decision.
This comprehensive guide will walk you through various factors that influence the cost of an above ground pool, compare different types and brands, and offer insight on how to get the most value for your investment.
Understanding the Price Range of Above Ground Pools
The cost of an above ground pool can vary widely, depending on its size, structure materials, added features, and whether you choose to install it yourself or hire a professional. On average, you can expect to pay anywhere between $1,500 and $10,000 for a standard above ground pool. Premium models, particularly those with enhanced durability, luxury finishes, or added amenities, can cost up to $20,000 or more.
But what exactly falls into these brackets? Let’s break it down.
Basic Vinyl Pool Kits
One of the most affordable and common types of above ground pools are vinyl-lined kits:
- Price Range: $1,500 to $5,000
- Size: Typically 12 to 18 feet in diameter (round) or up to 18×33 feet (oval)
- Includes: Pool walls, liner, filter pump, ladders
Vinyl pools are often DIY-friendly and great for budget-conscious buyers. However, they may require more frequent maintenance, especially when replacing pool liners every few years.
Metal-Wall Pools
Most modern above ground pools feature metal walls:
- Price Range: $2,500 to $7,000
- Materials: Galvanized steel, aluminum, or resin-coated walls
- Includes: Sand filter, pool liner, ladder, wall structure
These are more durable than old-style plastic pools and offer a better aesthetic than some other budget options.
Resin-Wall Pools
Some newer models use polymer or resin wall panels:
- Price Range: $3,000 to $8,000
- Durability: Resistant to rust and corrosion
- Design: Modern, lightweight, and often more visually appealing
Resin-walled above ground pools are ideal for areas with high humidity or salty conditions.
High-End Kits and Custom Add-ons
Some companies offer luxury kits or allow customizable add-ons:
- Price Range: $8,000 to $20,000+
- Add-ons:LED lighting, saltwater systems, pool covers, automatic vacuums
- Built-in features: Elevated decks, multi-speed pumps
These options can bring an above ground pool closer to the level of comfort that in-ground pools provide.
Factors That Affect Above Ground Pool Costs
When evaluating the question “How much should I pay for an above ground pool?”, it’s critical to understand the major cost-influencing factors. Here’s a closer look at each.
Pool Size and Shape
As a general rule, the larger the pool, the higher the cost. Similarly, oval or rectangular pools usually cost more than traditional round pools due to more complex structural support.
| Shape | Typical Starting Cost |
|---|---|
| Round (12–18 ft) | $1,500 |
| Oval (15×30 ft) | $3,500 |
| Rectangular (16×32 ft) | $4,500 |
Material Quality and Build
The durability of your pool depends heavily on the materials used:
- Metal Walls: Coated steel walls with corrosion-resistant finishes are the industry standard. Cheaper models tend to use thinner materials which might warp over time.
- Resin Walls: These are lighter, weather-resistant, and often come with high-end pool models.
- Pool Liners: Thicker liners (20–27 mil) are generally better and last longer than thinner ones (12–15 mil).
The overall construction of the pool—whether it includes reinforced top rails, thicker tubing, and a more secure anchoring system—will also impact the price.
Included Accessories and Equipment
Not all pools are sold with the same set of accessories. Here’s what typically determines the price bump:
- Filter System: Sand vs. cartridge vs. saltwater—higher quality systems usually mean a higher cost but lower ongoing maintenance.
- Skimmer and Pump: Energy-efficient pumps (commonly 2-speed) might increase the initial cost but save money in electricity bills long-term.
- Ladders: Sturdy, galvanized steps and handrails are safer and more robust than basic plastic ladders included in cheaper models.
Installation Method
Deciding between a DIY setup and professional installation comes with clear cost trade-offs.
- DIY Installation: Many pool kits are designed to be installed by homeowners. This includes site preparation, assembling the frame, and filling with water. It can save up to $1,000 in labor costs.
- Professional Installation: Hiring a contractor can add $500 to $3,000 to the total cost, depending on ground leveling needs and accessories setup.
However, improper installation can lead to leaks, instability, or faster wear and tear, which could actually cost more in repairs later.
Additional Upgrades
Once you’ve purchased the pool, you might want to enhance its usability and comfort:
- Above Ground Pool Covers: $100–$500
- Pool Heaters: $1,000–$4,000
- Automatic Vacuums: $200–$500
- Pool Deck or Surround: $5–$15 per square foot (wood or composite decking)
- Lighting Solutions: LED pool lights for $200 to $500+
Depending on your climate and usage expectations, these added costs might dramatically influence how much you end up spending on an above ground pool experience.
Location and Local Climate
Where you live affects how much your pool might cost or how long it will last:
- Freezing Climates: Require winterization kits, covers, or draining each season, adding to maintenance costs.
- Salty or Humid Areas: Pool components need to be rust-resistant or made of resin for longevity.
- Water Availability: In drought-prone areas, filling and maintaining your pool water level may cost more.
These climate-related expenditures are often overlooked when estimating “How much should I pay for an above ground pool?”, but they’re important for long-term budgeting.
Popular Brands and Their Price Ranges
Different brands offer various prices, durability ratings, and models. Here are some established names in above ground pools and their typical price points.
Intex
Intex is a pioneer in budget above ground pools and is well known for their steel-framed and inflatable models.
- Price Range: $200 to $2,000+
- Budget-Friendly: Great for homeowners with tight budgets or seasonal pool use
- Variety: Offers inflatable pools (as low as $50), frame pools, and kiddie versions
Intex models are often a good starting point but may lack the durability and aesthetic value of pricier brands.
Bestway
Bestway competes closely with Intex and also produces a wide range of pools.
- Price Range: $150 to $1,500
- Popular Features: Quick-inflate models, sturdy frames on larger kits, integrated filters
- Best For: families looking to add summer fun with flexible, temporary setups
Bestway excels in quick setup and innovative product designs, especially for the lower to mid-tier customer.
Leisure Time by Leslie’s
Leisure Time focuses on durable long-term pool structures.
- Price Range: $2,500 to $7,000
- Build Quality: Resin walls and corrosion-proof steel
- Better Warranty: Often comes with 5–10 year warranties
This brand is a great middle ground between affordability and long-term enjoyment.
Sterling, Aquaterra, and Monaco by PoolPro
These brands offer both entry-level and premium options.
- Price Range: $3,000 to $8,000+
- Features: UV-resistant liners, thick steel framing, multiple filter options
- Premium Models: Can include integrated LED lighting systems, saltwater conversions, and more
These are considered among the “step-up” brands for homeowners who want a better experience and longer-lasting pool.
High-End Pools: Coast Spas, SaluSpa, and Custom Designs
While primarily focused on spas, some brands offer combo pool-spa set-ups or high-end portable pools.
- Price Range: $5,000 to $20,000+
- Features: Insulated walls, heating systems, luxury design kits
- Customization: Designers offer tailored builds with multi-level decks, outdoor lighting, and premium surrounds.
These pools often fall on the higher end of the cost range and provide luxurious backyard experiences.
What Your Budget Should Include
When calculating how much to spend, savvy buyers include both the initial costs and long-term considerations. Here’s a simplified example of what to factor into your project:
Purchase and Setup Costs
Consider this example for a 16×32 ft resin-walled above ground pool:
- Premade Pool Structure: $6,000
- Professional Installation: $1,200
- Water Pump and Filtration System: $600
- Decking (100 sq ft @ $10/sq ft): $1,000
- Pool Cover and Winter Kit: $300
- Total One-Time Setup Cost: ≈ $9,100
Ongoing Maintenance Costs
These vary based on usage, pool size, and climate:
- Water Chemicals per Year: $300 to $500
- Electricity for Filter: $50 to $100/month
- Pool Covers and Liners (every 3–5 years): $300–$800
- Optional Maintenance Services: $50–$150/month
Always remember that these are recurring expenses. Including them when asking “How much should I pay for an above ground pool?” helps avoid budget surprises down the line.
What Is a Reasonable Budget?
To help you make a smart decision, here’s a practical budget breakdown:
| Pool Type | Average Price (Pool + Essentials) | Recommended Budget (Including Maintenance) |
|---|---|---|
| Entry-Level Frame Pool | $1,500–$2,500 | $3,000 over 3 years |
| Mid-Range Metal or Resin-Wall Pool | $4,000–$7,000 | $8,000 over 5 years |
| Premium Customized Pool Setup | $8,000–$15,000 | $18,000 over 5 years |
This budget breakdown accounts for average ownership duration and offers flexibility while prioritizing safety and fun.
Cost-Saving Tips for Purchasing an Above Ground Pool
Whether you’re on a tight budget or looking to optimize your spending, these strategies can help:
Buy Off-Season
Retailers often have off-season discounts between late September and early May. You can get quality pool kits at 20%–50% off.
Compare Multiple Vendors
Online marketplaces like Amazon, Home Depot, and local pool stores might offer the same model at different prices with different add-ons.
Invest in the Filter and Pump First
A premium pump and sand filter system will protect water longevity and may reduce chemical use. Spending a bit more upfront here pays dividends in pool life and water clarity.
DIY Installation (With Caution)
Installing your pool with help from friends or online guides can save $500–$2,000. However, ensure you follow guidelines carefully to prevent structural issues.
Buy in Packages
Some kits include more accessories like ground mats, stairs, filters, test kits, and chemicals, which can be more cost-effective than buying separately.
Optimize Pool Accessories for Multi-Use
Look for pool furniture, covers, and safety fences that can be repurposed seasonally or shared across other outdoor investments.
Is an Above Ground Pool Worth the Cost?
While affordability is often the attraction, understanding whether an above ground pool is “worth it” depends on personal priorities.
Pros
- Affordability: Can be 70–90% cheaper than in-ground pools.
- Quick Installation: Ready in 1–2 days from start to water fill.
- Ease of Maintenance: Many designs simplify cleaning and chemical upkeep compared to in-ground models.
- Flexibility: Can be removed or relocated if you move houses.
Cons
- Visual Appearance: May not add curb appeal as effectively as embedded in-ground options.
- Resale Considerations: Buyers may expect pools to be removed unless built into landscaping.
- Weather Sensitivity: Pools require more attention in winter or during storms and extreme heat.
- Space Usage: Above ground pools might take up more yard space compared to sunk ones.
For many, the combination of budget-friendly access, family entertainment, and the joy of summer days is more than worth the cost.
Conclusion: How Much Should I Pay for an Above Ground Pool?
So, how much should you actually pay? To summarize:
- For a basic family-ready pool, a budget of $2,500–$5,000 is reasonable for quality kits and DIY setup.
- If you prefer a durable, mid-range pool with added components like better filtration systems and resin frames, expect to pay around $5,000–$8,000.
- For luxury, permanent setups with decks, heating, lighting systems, and professional installation, you might budget upwards of $10,000–$15,000.
The final question should be: What value does an above ground pool bring to your home and lifestyle? For families, relaxation seekers, and first-time pool buyers, an above ground pool represents an accessible, flexible, and worthwhile investment.
Before making a purchase, be sure to:
- Research brands and reviews.
- Check local permit requirements.
- Create a budget inclusive of installation and upkeep.
- Weigh your usage expectations and climate.
If you’ve asked yourself, “How much should I pay for an above ground pool?” now you have a solid framework for answering. Whether you seek summer fun, exercise, or simply a backyard oasis, an above ground pool can be the perfect personal investment—without the astronomical costs of in-ground options.
So start evaluating your options, compare prices, and prepare to dip your toes into backyard luxury that’s both budget-friendly and practical.
What factors determine the cost of an above ground pool?
The cost of an above ground pool is influenced by several key factors, including the pool’s size, material quality, and additional features such as filtration systems, ladders, and pool covers. Pools made from durable materials like steel or resin typically cost more than those made from less resilient materials, but they offer greater longevity and resistance to weather conditions. Furthermore, the inclusion of accessories like skimmers, pumps, and heating systems can significantly affect the overall price.
Installation costs also play a major role in determining the total expense. While some above ground pools are designed for easy DIY setup, others require professional installation, which can increase the overall investment. Site preparation—such as leveling the ground or adding a sand base—can also add to the cost. Understanding these variables will help you budget effectively and select a pool that meets your needs without unnecessary overspending.
How much does a basic above ground pool cost?
A basic above ground pool can range from $1,500 to $4,000 depending on the brand, size, and included components. Entry-level models are usually made of steel or aluminum frames with vinyl liners, and often come with a basic pump/filter system. These pools are typically available in smaller sizes (12 to 18 feet in diameter) and are ideal for families with limited space or short-term plans.
However, it’s important to consider potential extra expenses beyond the initial purchase. For example, you may need a ground cloth, chemicals for water maintenance, and a pool cover for winterization. While the upfront cost of a basic model is attractive, ensuring the pool’s durability and safety often requires investing in a few additional items that can raise the total amount you spend by a few hundred dollars.
Are inflatable above ground pools cheaper than metal-framed pools?
Yes, inflatable above ground pools are typically more affordable than metal or resin-framed pools. These models can range from $100 for small kiddie pools to around $1,000 for larger, more advanced systems with built-in pumps. Inflatable pools are easier to set up and dismantle, making them a good option for seasonal use or for those who don’t have permanent space for a pool.
However, the trade-off for lower price points is often durability and longevity. Inflatable pools are more prone to punctures and wear from sun exposure and repeated use. They may also lack the structural integrity of framed models, limiting their depth and water capacity. While they are ideal for casual or short-term use, serious swimmers or families looking for a long-term investment may want to consider a more permanent option.
How much does it cost to install an above ground pool?
The cost of installation varies depending on the complexity of the pool and whether you choose professional services or DIY methods. For basic models, installation can be as low as $100–$300 if you only need assistance with leveling the area and assembling the frame. However, full professional installation for larger models with additional features can reach $1,000 or more, especially if electrical work or plumbing is involved.
Site preparation is another hidden cost that often impacts installation pricing. This can include landscaping, ground leveling, adding a sand or concrete base, and ensuring proper drainage. If your yard requires significant preparation, it’s important to factor this into your overall budget. Even if you’re planning a DIY installation, investing in a proper foundation will help protect your pool and prolong its lifespan.
Do above ground pools require ongoing maintenance costs?
Yes, above ground pools require regular maintenance to ensure safe and clean water. Ongoing expenses include chemicals like chlorine, algaecide, and pH balancers, which can cost approximately $100–$200 annually depending on pool size and usage. Additionally, you may need to budget for electricity to run the pump and filter, which can add $20–$50 to your monthly electric bill during peak swimming seasons.
Other maintenance costs may include cleaning tools (e.g., skimmers, brushes), periodic liner replacements, and equipment repairs. A good pool cover can help reduce evaporation and chemical use during off-seasons, lowering long-term expenses. By budgeting for these maintenance items ahead of time, you’ll avoid unexpected costs and ensure that your pool remains a safe and enjoyable place for family and friends.
Are more expensive above ground pools worth the investment?
Higher-priced above ground pools often come with better materials, enhanced durability, and additional features that can improve your overall swimming experience. Pools with resin or steel walls, corrosion-resistant frames, and high-quality filtration systems typically last longer and require less frequent repairs than cheaper alternatives. This can translate into long-term savings, especially if you intend to use the pool for multiple seasons.
Moreover, premium models offer better aesthetics and integration with landscaping, which can boost your property’s curb appeal. Some models are also designed with safety in mind, featuring sturdy ladders, built-in fencing, and secure steps. If you’re looking for a reliable, longer-lasting solution that offers more comfort and safety, the higher initial investment may be justified by both financial and experiential benefits.
Can I finance an above ground pool purchase?
Yes, there are a variety of financing options available for those looking to spread the cost of an above ground pool over time. Many pool retailers and manufacturers offer in-house financing plans with low or zero interest if paid within a certain time frame. Additionally, personal loans, credit cards, and home equity lines of credit (HELOCs) are commonly used to cover the expense of a pool and its installation.
Before choosing a financing method, it’s important to compare interest rates, repayment terms, and any additional fees. Financing allows you to get the pool you want upfront while managing payments over months or years. However, make sure you account for maintenance and operating costs in your budget to avoid financial strain later. With responsible planning, financing can make high-quality pools more accessible without sacrificing quality or safety.